Financing — Powered by Shop Pay Installments
Build your bay.
Pay on your timeline.
A simulator setup is a real investment. We've made it easier to make — with flexible installment payments at checkout, no separate application, and no hard credit pull.
How It Works
Approval happens
at checkout. Not before.
Here's the deal: there's no separate financing application on our site. You don't fill out a form, you don't submit documents, and you don't wait days for an answer. The whole thing happens in about a minute, right at checkout, the moment you're ready to buy.
"No paperwork. No separate credit check. No waiting on an answer."
Shop Pay Installments is powered by Affirm — one of the most established names in buy-now-pay-later. Just applying to see your options doesn't affect your credit score, so it's safe to look without commitment. You'll see your exact payment plan, total cost, and any interest before you confirm anything.
And while you're shopping, look just below the price on any product page. You'll see your estimated installment payment automatically — same on the cart page. So you'll always know what the math looks like before you ever get to checkout.
Who Qualifies
If you can check out with Shop Pay,
you're already halfway there.
There's no qualification process to start — you just need to meet the basic requirements below, and the rest is determined at checkout.
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✓US, Canada, or UK billing addressRequired by Shop Pay Installments.
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✓US, Canadian, or UK mobile phone numberFor verification at checkout.
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✓A Shop Pay accountFree to create at checkout in seconds.
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✓Order total within the eligible range$35 to $30,000 USD, including taxes and shipping.
Applying won't ding your score.
Shop Pay Installments uses a soft credit check to determine your eligibility — the same kind of check you'd run looking at your own credit. It does not affect your credit score.
Once you're on a payment plan, on-time payments and missed payments may be reported to credit bureaus by Affirm, just like any financing arrangement.
Common Questions
The honest answers, no jargon.
If your question isn't here, just reach out — we'll give you a straight answer.
No. Creating a Shop Pay Installments account and getting a decision uses a soft credit pull, which doesn't impact your score. Once you're on an active payment plan, on-time and missed payments may be reported to credit bureaus by Affirm.
None. The 4-payment biweekly plan is always 0% APR with no fees of any kind. Monthly plans range from 0–36% APR based on your loan, but there are no late fees, no service fees, and no prepayment penalties ever.
Almost everything we sell — simulators, launch monitors, hitting nets, mats, screens, projectors, enclosures, accessories. The exclusions are gift cards and subscription products. If your cart includes a gift card alongside other items, you'll need to place two separate orders.
Returns work like any other order. Return the item per our return policy, and the refund is processed back to your Shop Pay Installments account. Affirm adjusts your remaining balance and refunds any payments you've already made on the loan.
Affirm — not us. Your first payment is collected at checkout. The rest auto-charge to the card you saved with Shop Pay, and you'll get an email reminder before each one. You can manage everything from the Shop app.
Yes — anytime. There's no prepayment penalty. You can pay off your balance in full or make extra payments toward principal whenever you want, right from your Shop Pay account or the Shop app.
Ready to build your setup?
Browse our lineup and choose Shop Pay at checkout to see your installment options. If you're not sure where to start, we're a call, chat, or text away — happy to talk it through.